ING
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Product & Services

Retirement Plans (IRA, Roth IRA, 457, 403, Corp 401)
ING Financial Advisers provides leading retirement solutions for individuals including IRAs, Roth IRAs and annuities, as well as some of the most advanced retirement plan rollover and payout counseling in financial services.

ING is one of the nation’s leading providers of defined contribution retirement plans in the corporate (Section 401), government (Section 457) and healthcare/education (Section 403) market segments.

The ING families of companies have long led the industry in developing comprehensive, leading-edge retirement solutions for companies of all sizes. Our flexible products and services feature multiple investment options (for investment diversification) from world-class investment managers, award-winning participant communications and education, free account aggregation, flexible technology, Internet plan access and local, personal service for employers and employees.

Brokerage Accounts
Consolidate your assets into one account, gaining convenience and control. In conjunction with our clearing firm, Pershing, LLC, ING Financial Advisers provides comprehensive brokerage execution, clearance, and data processing.

Mutual funds
ING Financial Advisers offers a full range of mutual fund options ranging from conservative choices to much more aggressive options. In addition to a full menu of ING Funds, we have selling agreements with hundreds of the nation's leading fund families.

Contact a rep for a full list of fund families.

Annuities
Annuities offer flexible payout options, including the ability to generate an income that you cannot outlive. And they provide a wide range of investment choices, including fixed rate contracts and variable options that participate in the markets. ING Insurance Services holds agreements with many annuity companies, giving you the flexibility to choose from a variety of fixed and variable contracts. Annuity guarantees are based on the claims-paying ability of the issuing insurance company.

Education Planning
529 Plans - college savings plans that offer federal and in some cases state tax-free savings - have become a popular solution to help people invest for college. 529 Plans offer major benefits for college savers. Everyone can participate - parents, grandparents, aunts, uncles and other relatives - and there are no income limitations or age restrictions. ING Financial Advisers has continued to add a variety of 529 Plans to its menu of products.

Investment Advisory Program**
ING Choice: An advisory program that provides investment options and customized advice based on your assets, investment timeline, risk tolerance and goals.

Strategic Advisory Service : A non-discretionary managed account program; clients pay an annual fee based on assets. Services include asset allocation and analysis, account management, fund evaluation and monitoring, client evaluation and advice, trading and consolidated account reporting.

**Not all registered representatives of ING Financial Advisers offer all products.

Financial Planning
Feeling a little overwhelmed when it comes to your financial decisions? ING Financial Advisers offers full financial planning services, designed to provide you with the information and education you need about investments and planning to help meet your goals. Choose from one or two of the following modules: retirement planning, asset accumulation, financial position, asset allocation, estate planning, and education planning.

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