|
Products & Services
At ING Financial Advisers we recognize that investment professionals are interested in working with a company that offers a total package that will help leverage your business for success. You'll be proud to affiliate with a world leader and can count on being treated like a valued partner.
We understand your need for independence and your desire to affiliate with a trusted name that offers exceptional value and service. Our commitment is to help you leverage our resources to help you get to the next level.
Retirement Planning
ING is one of the nation’s leading providers of defined contribution retirement plans in the Education market, and holds a top 5 position in the Corporate, Healthcare, Not-For Profit and Government market as well.
ING Financial Advisers, the Defined Contribution Broker/Dealer of ING, provides retirement programs to employers in the Corporate, Government, Healthcare, Not-For-Profit and Education markets. In addition to a wide variety of programs, we have the marketing materials, client services, and educational seminars to support these business lines.
- Corporate -our target market is small to mid-size employers with less than 1000 employees.
- Government - our government clients include towns, states, governmental agencies and municipalities.
- Healthcare - hospitals and healthcare providers comprise this market.
- Not-For-Profit - 501(c)(3) organizations fall into this category
- Education - The K-12 and higher education markets are a key focus for ING, we have a wide variety of product offerings and support services to help you.
ING Financial Advisers also offers personal retirement products (such as IRAs and Rollovers) as well as employer sponsored retirement plans. ING is one of the countries leading providers of employer sponsored retirement plans with over 50,000 employers entrusting over $78 billion dollars to us to manage for their employees.
Investment Advisory Programs
For clients who are looking for more substantial help in financial planning, the ING Financial Advisers, LLC Advisory Services team offers a wide array of Investment Advisory Programs to help them meet their goals, no matter what their financial objective or risk tolerance. Programs such as:
- ING Choice Advisory: a fee-based service that offers investors a personalized investment analysis and ongoing advice. Our Investment Selection Committee selects the actual mutual funds within the portfolio and monitors on an ongoing basis, providing the representative with alerts as situations arise. Features include automated trading and rebalancing to further streamline the process.
- SAS Select: a non-discretionary managed account program, which provides flexibility, customization and personalized service to your clients. The Investment Advisory Representative is responsible for developing the asset allocation, selecting the investments and ongoing monitoring of the portfolio. Annual reviews with the client are required.
- ING Wealth Management: a fully discretionary investment advisory program. To avoid conflicts of interest and to comply with the Investment Advisor Act of 1940, IFA hired a recognized and respected name in the industry; Ibbotson Associates. Ibbotson, as A Registered Investment Advisor will perform the investment analysis, provide fund selection based on their proprietary methodology, and monitor and review those funds. We'll leverage the automation and model maintenance through Lockwood. The IAR is responsible for helping clients complete the risk tolerance questionnaire and doing an annual account review. You manage the relationship. When IIM changes the models or Ibbotson changes their fund picks, with discretion there is no longer an obligation to obtain prior client consent. The client has already agreed to the process. The client will continue to receive all transactional confirmations from Pershing and online statements from Lockwood.
- Curian Capital: a Registered Investment Advisor which offers a separately managed account program to clients. This program provides a client with a fully diversified portfolio made up of general and fixed income securities. This program is managed by portfolio managers hired by Curian Capital. The asset allocation received for the client will be managed by the portfolio managers and the portfolio managers have full discretion over the account.
Brokerage Accounts
Through partnership with our clearing firm, Pershing LLC, ING Financial Advisers provides comprehensive brokerage execution, clearance, data processing, and investment products/services to our representatives. By offering brokerage services, representatives may give their clients the convenience of stocks, bonds and mutual funds in one portfolio with consolidated reporting that the representative maintains control over. To meet the needs of your clients, we offer a wide variety of mutual funds. In addition to a full menu of ING Funds, we have selling agreements with hundreds of the industry’s leading fund families.
Financial Planning
ING Financial Advisers has the tools you need to offer financial planning services to your clients. For a fee, clients can choose to have financial plans prepared for them, or they can choose from a variety of modules to choose from. Modules include asset accumulation, estate planning or retirement planning.
Banking
Whether your clients are looking to save for a special event, build a nest egg, or just set aside some cash for emergencies, through our relationship with ING DIRECT, an FDIC-insured federal savings bank, ING Financial Advisers can provide products to help meet their needs. Products like the Orange Savings Account™, the Orange Living Trust Savings Account™ and the Orange CD™. Representatives can receive asset-based revenue every time they sign up a client. ING DIRECT is the trade name of ING Bank, fsb, an FDIC-insured federal savings bank.
ING Insurance Services, Inc.
ING Insurance Services, Inc. provides direction and focus to ING Financial Advisers, LLC distribution representatives in the selection of suitable insurance products for their clients. These products include life insurance, annuities (fixed and variable), long-term care, disability and health insurance. ING Insurance Services, Inc. performs due diligence analysis and negotiates selling agreements with selected insurance and annuity companies as well as established TPA’s. This allows us to provide competitive products, compensation and services to ING Financial Advisers representatives. ING Financial Advisers acts as principal to ensure all licensed members comply with Securities Exchange Commission, National Association of Securities Dealers and insurance requirements as they relate to variable sales. The following are additional attributes that define the ING Insurance Services, Inc. mission:
- Provide business processing, contracting and commission support.
- Provide access to tax and insurance experts who specialize in financial planning, estate planning and charitable giving through strategic alliances with TPA firms and our companies.
- Maintain an open forum where representatives are encouraged to participate in the creation and implementation of agency operating procedures.
ING Annuity Companies:
ING USA Annuity and Life Insurance Company, ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York.
ING Life Group Companies:
ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York and Security Life of Denver
Other Top Carriers:
The Hartford Life and Annuity Insurance Company, Nationwide Life Insurance Company, Pacific Life Insurance Company, AXA Equitable Life Insurance Company, Prudential Financial and John Hancock Insurance and Financial Services.
General Agencies:
General Agencies (TPAs) act as distribution wholesalers for a wide variety of companies. They provide business processing support along with sales and marketing support. ING Insurance Services has partnered with such companies as Bisys, Brokers’ Service Marketing Group, Specific Solutions, and Marsh Private Client Services.
Sales Support
ING Financial Advisers has a dedicated staff to help your marketing, communications and support needs every day. As a member of our Broker/Dealer, you will be provided with the same high level of support that your customers expect from you. Our representatives are what drive our business, so we are here to make your job as easy as possible.
You should consider the investment objectives, risks, and charges and expenses of the variable product and its underlying fund options; or mutual funds carefully before investing. The contract/fund prospectuses contain this and other information, which can be obtained by contacting your local representative. Please read the information carefully before investing.
N/A
7003008
|
