At ING Financial Advisers, we are able to offer products that will suit your individual financial needs. They will partner with you to help determine your investment goals and help plan for your financial future.

The advantage of working with one of our financial professionals at ING Financial Advisers is that you will have access to a wide selection of some of the best products in the industry.

Our portfolio of products includes:

Retirement Planning
ING is one of the nation's leading providers of defined contribution retirement plans in the Education market, and holds a top 3 position in the Corporate, Healthcare, Not-For-Profit and Government market as well.

ING Financial Advisers also offers personal retirement (such as IRAs, Traditional IRAs, and Rollovers) as well as employee sponsored retirement plans.

Education Planning
529 Plans - college savings plans that offer federal and in some cases state tax-free savings - have become a popular solution to help people invest for college. 529 Plans offer major benefits for college savers. Everyone can participate - parents, grandparents, aunts, uncles and other relatives - and there are no income limitations or age restrictions. ING Financial Advisers has continued to add a variety of 529 Plans to its menu of products.

You should consider the investment objectives, risks, and charges and expenses associated with municipal fund securities before investing. More information about municipal fund securities is available in the issuer's official statement. You may obtain a copy of the issuer's official statement by contacting my office. Read the official statement carefully before investing.
Before investing in a Section 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a Section 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's Section 529 plan.

Financial Planning
ING Financial Advisers offers full financial planning services, designed to provide you with the information and education you need about investments and planning to help meet your goals. Choose from one or two of the following modules: retirement planning, asset accumulation, financial position, asset allocation, estate planning, and education planning.

Investment Advisory Programs
For investors looking for more substantial help in financial planning, ING Financial Advisers offers a wide array of Investment Advisory Programs to help meet your goals, no matter what your financial objective or risk tolerance. Programs such as:

  ING Choice Advisory: a mutual fund only, non-discretionary manage account program, offering you a personalized investment analysis and ongoing advice.

  ING Wealth Management: a mutual fund only fully discretionary managed account program. Developed in partnership with ING Investment Management (IIM) and Ibbotson Associates. IIM develops the model portfolios and Ibbotson conducts investment research, monitoring and selection. Changes made by IIM or Ibbotson are executed automatically. 

  ING Wealth Management Tax Sensitive: a mutual fund only, fully discretionary managed account program. Partnering with Ibbotson to develop asset allocation models and fund recommendation that seeks to minimize the tax liability of a portfolio.

  ING Momentum ETF Strategies; a fully discretionary managed account program, invested solely in Exchange Traded Funds. Designed by Ibbotson, this program utilizes a dynamic allocation model aimed at capturing the benefits and minimizing losses incurred by market tends through actively evaluating the portfolio on a monthly basis. 

  SAS Select: a non-discretionary managed account program, which provides flexibility, customization and personalized service to you.

  Curian Capital: a Registered Investment Advisor which offers a separately managed account program to clients. This program provides a client with a fully diversified portfolio made up of general and fixed income securities. This program is managed by portfolio managers hired by Curian Capital. The asset allocation received for the client will be managed by the portfolio managers and the portfolio managers have full discretion over the account.

Brokerage Accounts
ING Financial Advisers can provide you with a comprehensive, consolidated asset package (such as stocks, bonds, mutual funds) in to one account. In conjunction with our clearing firm, we offer superior brokerage execution and clearance services.

Mutual Funds
ING Financial Advisers offers a full range of mutual fund options ranging from conservative choices to much more aggressive options. In addition to a full menu of ING Funds, we have selling agreements with hundreds of the nation's leading fund families.

Insurance and Annuity Products
ING Insurance Services, Inc., the insurance agency of ING Financial Advisers, offers products from the ING family of companies as well as from a wide variety of other highly rated carriers.

   Life insurance: whole life, universal life, variable universal life, term life

   Fixed and variable annuities

   Long-term care insurance from other carriers

   Disability income insurance from other carriers

   Individual medical insurance